With the school year just beginning, most parents have been focused on buying school materials and organizing carpools. This, however, is also an opportune time to make sure all of your insurance needs and obligations have been met for the year. Whether your children will be driving themselves to school, leaving home for college or simply entering pre-school, there are several factors you should consider to make sure your family is protected.
Health Insurance
Will your child be studying abroad? A comprehensive health insurance policy reduces the financial burdens you could potentially shoulder if your child requires medical attention.
Life Insurance
Though nobody hopes to have to use life insurance while their children are young, this form of insurance can make all the difference in securing the future of your family. This policy provides peace-of-mind knowing that your loved ones will be taken care of financially, should you or your spouse pass unexpectedly. A solid life insurance policy can help cover costs related to mortgages, college education and final expenses.
Home Insurance
If you have a child going away to college, you can sleep easy knowing a home insurance policy will cover damage or theft of their computer, stereo, bike and/or television, among other belongings. Consider shopping around for lower deductibles that can help reduce your monthly premiums.
Car Insurance
When your teenager gets their driver’s license, it can be an exciting time for them with newfound freedom. At the same time, this can be a somewhat stressful time for parents, who worry about their youth’s safety. One way you can protect them is by securing the right insurance coverage. Check to see if your personal auto insurance provider offers student discounts for kids with high grade-point averages. Having your child complete a driver’s training course may also help to reduce your monthly premiums.
This back to school season, enjoy watching your children grow and advance in life knowing that they’re protected by comprehensive insurance coverage. For a free estimate on the insurance coverage you need to start the school year off right, contact Keyes Insurance, one of the most trusted insurance companies in Halifax: (902) 453-2273.
